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Effective Date: 06/01/2024

Welcome to RAMAC NETWORK (“we”, “our”, “us”). These Terms and Conditions (“Terms”) govern your use of our website ramacnetwork.com, our services, and any other interactions you have with us. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

1. Use of Services Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
Registration and Account
To access certain features of our services, you may be required to register and create an account. You agree to:
* Provide accurate, current, and complete information during the registration process
* Maintain the security and confidentiality of your account credentials
* Notify us immediately of any unauthorized use of your account or any other breach of security
You are responsible for all activities that occur under your account.

2. Payments and Refunds

Payment Terms
* For the “Zero to Hero” pathway, payment options are as follows:
* Pay in full upfront
* Pay half upfront, then 25% every two weeks thereafter
* Pay 50% upfront, then the remaining 50% later
* For the “Regular Pathway,” payment options are as follows:
* Pay in full upfront
* Pay 50% upfront, then the remaining 50% later
* For the “Fast Path Learning” and “Coaching/Mentoring,” full payment upfront is required

Refund Policy
All payments made to RAMAC NETWORK are non-refundable. By making a payment, you agree to our no refund policy.

3. Student Responsibilities Participation
You are expected to actively participate in all scheduled classes and complete all assigned work. Each student is responsible for their own success.

Login Credentials
Your login credentials are personal and should not be shared with others. Unauthorized

sharing of login information may result in suspension or termination of your account.

4. Course Materials

Provided Resources
We provide books and other learning materials to our students. These materials are for your personal use and should not be copied or distributed without our permission.
Emergency and Class Reassignment
In case of an emergency, we will ensure you are reassigned to another class to continue your studies.

5. Program Switching
You cannot switch programs after the first week of classes. Please choose your program carefully before enrolling.

6. Use of Website Access

If you are not up-to-date with your payments, you will not have access to classes or resources on our website.
Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of RAMAC NETWORK or its content suppliers and is protected by copyright and other intellectual property laws.

7. Limitation of Liability

To the fullest extent permitted by law, RAMAC NETWORK will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
* Your use or inability to use our services
* Any unauthorized access to or use of our servers and/or any personal information stored therein
* Any interruption or cessation of transmission to or from our services
* Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our services by any third party

8. Changes to Terms
We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of these Terms. We encourage you to review these Terms periodically for any changes. Your continued use of our services after any changes to these Terms constitutes your acceptance of the revised Terms.

If you have any questions or concerns about these Terms, please contact us at:

RAMAC NETWORK LLC 
info@ramacnetwork.com
 +1 202-370-7758

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing RAMAC NETWORK

9. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

RAMAC NETWORK LLC 
info@ramacnetwork.com
 +1 202-370-7758

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing RAMAC NETWORK